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William Blount & Associates Blog: risk management

View the latest blog posts from William Blount & Associates.

A limited liability company, or LLC, is a business that protects its owners, members and itself from certain legal liabilities. Think of it as a merger between a partnership and a corporation; it possesses a pass-through tax status like a partnership, yet offers limited-liability protection l... READ MORE >>

For many drivers, there is nothing more frightening or potentially dangerous than a tire blowout at almost any speed. While the number of tire-related crashes has dropped dramatically since 2008, when all new vehicles were required to have automatic tire pressure monitoring systems, these numbers still remain high. READ MORE >>

Gold and diamonds and furs, oh my! While your homeowners policy may cover valuables when lost, stolen or damaged, many policies limit the valuation of items such as jewelry, silverware, works of art, furs or collectibles. That policy may pay only the limit and not cover the full value of each item. READ MORE >>

Purchase valve tags from commercial sign companies, or make your own from luggage or package tags available at office supply, organizational or travel READ MORE >>

Many people assume that if they have health insurance they do not need to carry Uninsured Motorist (UM) in Tennessee. These are typically the same people who feel like they don't need medical payments coverage on their policy... (we will tackle that topic soon! READ MORE >>

 Good planning assures construction site security. Equipment and material theft is a major source of loss for contractors. While insurance may offset some of the financial costs, many uninsured costs – deductibles, replacing depr... READ MORE >>

In the property insurance market, the correct cost to insure your home or commercial building can be a figure that is very allusive to the property owner. What's important to remember is that the cost to replace it is not equivalent to its real estate value. READ MORE >>

Maybe it's new to you or maybe it's not... but there is a new phenomenon of drivers using ridesharing apps, like Uber and Lyft. They are basically an on-demand taxi service connected to your smart phone. There are exposures that not only the drivers, but also the patrons should be aware of. READ MORE >>

Safer Knoxville Restaurants Don't Happen by Accident Risk management is the name of our game and we want to provide all Tennessee restaurants with the proper tools to keep them safe in the kitchen. That will also help keep their insurance costs down! READ MORE >>

Since October is Cyber Security Awareness month, we wanted to take a minute to share these tips with you! READ MORE >>

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This website is intended to stimulate dialogue about your protection and does not alter or interpret your insurance policies. Always refer to your policy for details about your coverage.