William Blount & Associates Blog
View the latest blog posts from William Blount & Associates.
Tuesday, September 18, 2018 Auto insurance can be confusing at times. Policies often contain a variety of terms that can be difficult to understand, especially for someone without a background in insurance. Auto insurance can be confusing at times. Policies often contain a variety of terms that can be difficult to understand, especially for someone without a background in insurance. READ MORE >>
Tuesday, September 18, 2018 Serving alcohol is a common practice for restaurants, bars, catering companies, entertainment venues and similar establishments. While providing a wide array of beverage options is important, serving alcohol in particular can create a variety of risks for business owners. READ MORE >>
Tuesday, September 11, 2018 Experts estimate that you will need about 70 per cent of your pre-retirement income for retirement. For lower income earners, you may need 90 percent or more to maintain your standard of living when you stop working. Take charge of your financial future and start saving now so you can relax and enjoy later! READ MORE >>
Tuesday, September 11, 2018 The only way to effectively protect the assets of your business is to carry adequate Commercial General Liability (CGL) insurance coverage. CGL protects your business from damages caused by bodily injury or property damage for which your business is found to be legally liable. What Does CGL Cover? READ MORE >>
Wednesday, September 5, 2018 You may feel that your employees would never steal from you or that your business would never be the victim of theft, but the harsh reality is that nearly every business is eventually victimized by fraud or theft. In this day and age, thieves (and potentially your employees) do not need direct access to cash to steal from you; merchandise, supplies and securities are all fair game. READ MORE >>
Wednesday, September 5, 2018 Your personal credit score is just as important as some of the other important numbers in your life. Financial institutions calculate your credit score, which determines what type of interest rate you will receive on a mortgage or credit card. READ MORE >>
Tuesday, August 28, 2018 Even if you have personal life insurance with your spouse or family member as the beneficiary, you can still use a separate life insurance policy through your company or co-owner(s) to fund a buy-sell agreement. Other Goals of a Buy-sell Agreement: There are many benefits of a buy-sell agreement, including the following: READ MORE >>
Tuesday, August 28, 2018 It is a common misconception that product recalls are covered under a general or product liability policy. Those coverages do a good job of covering bodily injury and property damage, but generally exclude contamination and recall events. This is referred to as the sistership liability exclusion. READ MORE >>
Tuesday, August 21, 2018 If you provide company vehicles to your employees and these employees don’t have their own personal automobile policy, a potential gap in coverage may exist. To adequately cover your risk, a drive-other-car endorsement is specifically intended to bridge this gap. Drive-other-car Coverage Basics READ MORE >>
Tuesday, August 21, 2018
Your home is one of the biggest investments you’ll ever make. Learn how you can protect its value no matter what shape the housing market is in.
Is Home Equity Protection Right For Me?
While home equity protection can provide peace of mind to any homeowner worried about ever-chang... READ MORE >>