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William Blount & Associates Blog

View the latest blog posts from William Blount & Associates.

The rising cost of claims presents a significant challenge for employers today. However, there is a simple strategy that can significantly reduce your claims costs: report all claims promptly.  In fact, the sooner a claim is reported, the lower the cost is likely to be. READ MORE >>

What Coverage Options Are There? At a minimum, your lender will require that you carry hazard insurance to protect your property against damage from fires, earthquakes or severe storms. It is also a good idea to add liability insurance, which covers you and members of your household for accidental injuries to your visitors. READ MORE >>

Thanksgiving Fun Facts Benjamin Franklin wanted the turkey to be the national bird, not the eagle. Thanksgiving didn't become a national holiday until over 200 years later! Sarah Josepha Hale, the woman who actually wrote the classic song “Mary Had a Little Lamb,” c... READ MORE >>

    Classic car insurance is critically important in protecting your latest investment. Whether you purchase a muscle car or an antique vehicle, you must be insured. Discover your insurance options today.   The Basics Since you have purchased a classic or antique vehicle, you’ll also want to properly insure your investment. READ MORE >>

Construction projects, regardless of their size, can present complex insurance issues. Are you confused about your exposures and policy options? If so, it’s no surprise - there are no standard builder’s risk policy forms covering these types of risks. READ MORE >>

  “Should I buy term or permanent life insurance?” That’s usually the first question most agents are asked when they meet with a new client. While permanent life insurance is often a better long-term value, there are times when term life insurance makes perfect sense. READ MORE >>

   There are times when the coverage you need is available exclusively from a non-admitted carrier. What is the difference between admitted and non-admitted carriers, and what are the advantages and disadvantages of each? Should you be concerned if a carrier is not admitted?   READ MORE >>

Recently, Mathy Vanhoef, a researcher from a Belgium university, discovered a security flaw in Wi-Fi Protected Access II (WPA2) - a protocol that secures almost all modern, protected Wi-Fi networks. Through this newfound vulnerability, hackers can potentially gain access to encrypted information using what is called a key re-installation attack (KRACK). READ MORE >>

Every insurance policy starts with an application, and cyber liability insurance is no different. While the underwriting process in long-established insurance lines is streamlined, this is not the case for cyber liability insurance. Currently, application forms for cyber insurance are not standard and can be complex - often consisting of dozens of pages. READ MORE >>

According to a recent Gallup survey, 73% of parents with children under the age of 18 worry about paying for college more than any other financial issue.[1] And with good reason: Over the last 30 years, inflation-adjusted wages have essentially remained flat, while the cost of attending a public, four-year university has more than tripled. READ MORE >>

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Nashville Office:   c/o Industrious, 1033 Demonbreun St, Suite 300, Nashville, TN 37203
This website is intended to stimulate dialogue about your protection and does not alter or interpret your insurance policies. Always refer to your policy for details about your coverage.